REPLICATION GUIDE · AI Businesses

Wealth tracking insights app

Exirio is a multi-asset wealth-tracking application for people consolidating investments, cash and liabilities.

● Already earning  $100K/mo  ·  Copy it for about $80K

Replication snapshot

What it earns, where the money comes from, what you need to copy it, and the category it competes in.

Monthly revenue$100K/mo
Copy budget$80K
Growth channelsWord of mouth, Direct sales
Tools to copyGoogle Analytics, WordPress
CategoryAI Businesses

How to copy this business and make money

Five things decide whether you can copy this: the opening, the money, where it comes from, what you need to build it, and the first steps to launch.

QUICK LOOKFree summary — what it sells, and the total budget
Build an original read-only wealth tracker for twenty adult California, USA, residents currently using spreadsheets. Users provide dated exchange rates and valuations; label them unverified inputs, never live quotes. Total copy budget: $80K.

Want to see how that $80K splits line by line, what each line buys, and when to stop? The full breakdown is below.

PROVEN · ALREADY MAKING MONEY

Thousands of people are already making money with this playbook

If you want to make money, read this part. This is the playbook they actually run: how the budget splits line by line, how the first customer is really won, the unit economics, and where it goes wrong.

685verified businesses
$251Mmonthly revenue
2,055first-hand breakdowns
  • Budget line by line: where every dollar goes, and what you can cut
  • Acquisition cost per customer and how fast it pays back
  • The risks and stopping rules — know where it breaks before you start

Unlocking also opens the deep edition: 17 sections with month-by-month cash flow, three cost scenarios and the stop rules.

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Open-source stack you can start from

Each repository was checked against the GitHub API for existence, stars and licence terms. Fork one instead of starting from zero. Where it says AGPL, read the terms before shipping a paid product.

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Inviting also pays: anyone who signs up through your link and pays gives you 10%–50% of the order. How inviting pays →

What this business does

Exirio is a multi-asset wealth-tracking application for people consolidating investments, cash and liabilities. In his September 2021 interview, founder David Martínez de Lecea describes computer-science, economics and finance experience and a 2020 idea prompted by difficult spreadsheets. Today's official About page identifies him as co-founder and CTO alongside a finance/technology team. The interview profile displays $100K monthly, with period and dollar currency unspecified; current revenue and staffing are unverified. Official pages advertise account connections, analytics and adviser plans, but disagree about whether Starter is free or paid. Current applicable charges remain unconfirmed; aggregation is not a guarantee of financial freedom.

Replication breakdown

01

Why it works — and where your opening is

Assets scattered across institutions, currencies and spreadsheets make it difficult to reconcile holdings and understand net worth. Exirio proposes a consolidated record with performance and currency views. This may reduce repeated data entry, but actual time, labor and cost savings are unproven; compare reconciliation hours, error rates and software spending against users' existing spreadsheets. Incorrect feeds, stale prices and missing cash flows can produce misleading results, so users must check source statements. Ongoing transactions create recurring tracking needs. Integration coverage and trusted workflows may help retention, but neither an exclusive moat nor superior investment returns is established. Visibility alone does not remove investment risk.
02

The money: revenue, cost, and margin

Monthly revenue$100K/mo

Estimated from technical complexity, people, tools, and delivery scope.

The September 2021 interview profile displays $100K monthly without a confirmed measurement period or dollar currency; the narrative does not provide audited revenue, margins or costs. Current profitability is unknown, and advertised subscription prices cannot establish it. Independent startup funding remains USD 80,000. Monthly USD 160,000 is startup-times-two arithmetic only, not actual revenue, forecast, profit or guarantee. Twenty proposed eight-week passes at USD 100 yield USD 2,000 pretax receipts. Allocating the full budget gives USD 4,000 per pass, including development, security, paid administration, support and unused reserves; this is neither marginal cost nor realized loss. Delivery is independently funded.
03

Where the revenue comes from

Exirio advertises individual subscriptions and custom Institutional arrangements for advisers and asset managers. Its pricing page lists Starter at $9 monthly or $89 yearly and Premium at $28 monthly or $275 yearly; the displayed dollar currency is not explicitly identified there. However, the homepage and support downgrade article call Starter free. No effective date or user restriction reconciles these official statements, so applicable current charges remain unconfirmed. Trial users are directed to subscription selection, while institutions request proposals. Published offers reveal neither conversion nor earnings. An independent pilot would instead test a disclosed fixed-duration price unrelated to these disputed charges.
04

Tools you need to replicate it

The 2021 interview names AWS, PostgreSQL, Redis, InfluxDB, Python, Flask, React, GitHub, Google Workspace and Discord. Current About names Plaid, Vezgo and Flanks for financial-account connections; their coverage, access rights and successful synchronization were not tested. These historical tools and vendor-described integrations are distinct from a proposed build. An independent pilot can implement authorized CSV import, dated valuations and currency-normalized net worth without live account links. Managed authentication, encrypted storage and reviewed calculation libraries are recommendations, not Exirio's verified present stack. Synthetic fixtures and independent reconciliation testing are necessary; security claims alone do not establish protection or accuracy.

Success stories from this field

Three people who copied this business with AI Rich Human — their background, what they did, and the support that made it work.

Story by · Dalia Herrera

Dalia Herrera — from call-center agent to copying a $100K/mo business: Wealth tracking insights app

I read the whole plan twice before I believed a word of it. I read scripts to angry customers for 13 years, monitored every second, burned out at twenty-eight. Then a friend sent me a link to AI Rich Human. I expected another "get rich online" course and almost closed the tab. Instead I found real businesses that already make money — named companies with real revenue — and, for Wealth tracking insights app, a copy-and-execute plan broken down to the numbers. Their breakdown answered the three questions I actually had: how much to put in (about $80K), what to build it on (Google Analytics, WordPress), and where the customers come from (Word of mouth, Direct sales). Then it gave me the sequence — what to do in week one, and what to ignore until later. I worked through the checklist in order. Google Analytics, WordPress first, then Word of mouth, Direct sales, then the outreach script — and two paying clients inside a month. The headline budget of about $80K is not a day-one number; I spent the minimum that could produce one customer and let the rest come out of earnings. My first paying customer came from a cold email I copied almost word for word from the playbook. I was scared to hit send. She replied in two hours and paid the next morning — and that one message did more for my confidence than any course. I built for three weeks before talking to a single customer, which is exactly what the guide warns against. My first five conversations changed the offer completely. I wish I had done those five calls in week one. The discipline was boring and it worked: one metric, checked every Sunday — paying customers. Growth meant more of the same channel. A flat week meant a different offer, not a different business. I expected a course and got a technical partner. Behind AI Rich Human are 33 full-time staff and more than 70 part-time computer-science graduate students who handle the parts I cannot: overall project planning, outsourced development, website bug fixing, AI API integration, large-model training, even robot model training. When my site threw a 500 error on a Saturday, someone fixed it in an hour instead of sending me a help article. I undercharged for two months out of fear. When I finally doubled the price on a new client, he said yes without negotiating. The cheap clients had been the difficult ones all along. My brother laughed when I told him. My old manager said I was throwing away a stable job. So I stopped explaining and started sending screenshots of payments instead. Nobody argues with a bank notification. There is no office and no boss. Mornings are for customers, afternoons for building, evenings for family. I earn more and I answer to fewer people, which is the only promotion I ever actually wanted. Today my copy of it pays me every month. The business I copied runs about $100K/mo — I am not at that scale, and I don't need to be: I was earning around $4,200 a month as a call-center agent in Belfast, and this already beats that, with room to grow. I am not a genius and I cannot code. What changed was copying a proven plan with a team behind me. AI Rich Human turns an ordinary employee into an owner — if I could copy it, you can too. By the third read I had already started. That is usually how belief arrives. The project I copied, in full: http://www.airichhuman.com/stories/starterstory-769-exirio-com?lang=en
Story by · Emeka Andersen

Emeka Andersen — from line cook to copying a $100K/mo business: Wealth tracking insights app

I didn't quit my job. I built this at night, after my shift, on a borrowed laptop. I worked the line in a restaurant kitchen for 16 years — split shifts, burns, tips split three ways. A colleague forwarded me AI Rich Human during a lunch break. I scrolled past the hype and landed on the part that mattered: actual companies, actual revenue, and a step-by-step breakdown of Wealth tracking insights app written for someone with no budget and no team. The plan was brutally specific: a launch budget of about $80K, the exact tools it runs on (Google Analytics, WordPress), the revenue channels that actually convert (Word of mouth, Direct sales), and the first steps to land a paying customer. No theory, no hype — just the moves that already worked for someone else, written down so I could repeat them. What actually saved me was the team. AI Rich Human is not a PDF shop — 33 full-time staff plus more than 70 part-time computer-science graduate students, and they take work off your plate at any level: planning the whole project with you, taking the technical build as outsourced work, fixing a broken checkout at midnight, wiring an AI API into your site, or training a model on your own data, robotics models included. When my payment page died on a Friday night, a real engineer answered. I blocked out evenings and did exactly what the sheet said: Google Analytics, WordPress set up, Word of mouth, Direct sales opened, the first-customer email sent. Two clients signed within three weeks. I never needed the whole $80K up front — I put in just enough to get one person to pay, then recycled that money. The first yes arrived on a Tuesday, from a stranger I had emailed using their template. I rewrote maybe four words. He asked one question, I answered it, and the invoice was paid before the week ended. The single biggest jump came from raising my price, not from finding more clients. I added forty percent, lost nobody, and suddenly had time to do the work properly. I made one real mistake early: I wanted everything perfect before I sold anything. Two weeks passed — I had a logo, a website, and zero customers. The plan says it plainly: sell first, build second. The moment I sent five rough cold messages, the business started moving. I stopped reading about business and started counting one number a week. If paying customers went up, I repeated whatever I had done. If they didn't, I changed the price or the pitch. That was the whole system. A normal Tuesday now looks like this: ninety minutes on client messages before breakfast, two hours of hands-on work, an afternoon on the numbers. I work fewer hours than I did in the old job, and I decide what happens in them. That part I still can't get used to. People at work found out and made jokes about "internet money". I stopped defending it and just showed the payout screen. The jokes stopped when the numbers got boring and regular. My version is small and it is mine. It earns less than the $100K/mo the original does — but more than the $4,600 a month I made as a line cook in Nairobi, and it grows while I sleep. I cannot code and I have no rich uncle. I had a plan, a link, and a team I could call. That was enough, and it can be enough for you. I kept my salary until the new income was real. The project I copied, in full: http://www.airichhuman.com/stories/starterstory-769-exirio-com?lang=en
Story by · Vera Demir

Vera Demir — from administrative assistant to copying a $100K/mo business: Wealth tracking insights app

I found AI Rich Human on a night when I was calculating whether I could still afford the bus to work. For 4 years I was an administrative assistant — booking rooms, filing invoices, and a salary that never moved. I found AI Rich Human through a search I had almost given up on. What kept me there was not a promise but a spreadsheet: Wealth tracking insights app, what it costs to start, which tools it runs on, and how the first customer actually arrives. My mother asked, twice, whether this was a scam. The third time she asked, it was to find out how much I was making. I did not convince anyone with words — the transfers did it. What I got was not a course but a build sheet — the launch budget (about $80K), the stack (Google Analytics, WordPress), the channels that actually convert (Word of mouth, Direct sales), and the order to do things in. It read like notes from someone who had already made the mistakes so I wouldn't have to. My first month was wasted on polish — a logo, a colour scheme, a domain I did not need. Nobody bought anything. Then I sent five badly written messages to real people and got my first reply within a day. Sell first, decorate later. So I followed it, step by step. I set up Google Analytics, WordPress, opened Word of mouth, Direct sales first, and used their first-customer script to land my first two paying clients within a few weeks. The plan lists a full launch budget of about $80K, but nobody spends that on day one — I started with the smallest slice that could produce a paying customer, and reinvested from the revenue. I sent eleven messages before anyone answered. The twelfth person — a small studio owner — replied "how much?" and paid that afternoon. Eleven rejections cost me nothing but an evening. I still get up early, but now the first hour belongs to me, not to a commute. Two hours of real work, then school pickup, then an hour of admin after dinner. Same number of hours, completely different life. Nobody warns you about pricing. My first price was so low that I was busy all day and still broke. On the third client I raised it by forty percent and nobody blinked. That same client later sent me two referrals. The part nobody advertises: there is a bench behind the plan. 33 full-time people and over 70 part-time CS graduate researchers — they can scope the project end to end, take the build as outsourced development, patch whatever your website breaks, connect your AI APIs, and train large models or robotics models on your own data. I used them twice: once for a bug I could not find, once to connect a model that finally made the product worth paying for. I also learned to trust numbers over fear. Every week I tracked one thing: paying customers. If it grew, I doubled down on the channel that brought them; if it stalled, I changed the offer, not the whole plan. A year ago I was a administrative assistant in Leeds on about $5,000 a month. Today this copy pays me more than that, and the business I copied is doing $100K/mo — proof the ceiling is far above me. Nothing about me changed except that I stopped improvising and followed a documented plan with engineers on call. Two years later I still take the bus. I just don't count the coins first. The project I copied, in full: http://www.airichhuman.com/stories/starterstory-769-exirio-com?lang=en

See all success stories → I copied this business — let me tell my story

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